Plan a goal in two ways
If you know how much you can put aside each month, choose How long will it take? to see the month you reach the goal. If you have a date in mind, a wedding, a car, a deposit for a flat, a trip home, choose How much a month?.
Tips that make saving easier
- Save on payday, not at the end of the month. A standing order to a separate account works best.
- Keep an emergency fund of three months' expenses before saving for other goals.
- Count your end-of-service benefit separately; it is not savings you can reach today.
Frequently asked questions
How is profit counted?
The yearly rate is divided by 12 and added each month to the balance, including the profit already earned.
Is profit allowed in Islamic finance?
Islamic banks pay profit from Sharia-compliant investments such as mudaraba or wakala deposits instead of interest. Ask your bank which account fits.
Last reviewed: October 2026.
This page was translated from Arabic. If something is unclear or wrong, please tell us.