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6 min read End-of-service in Saudi Arabia: what you get if you resign or your contract ends The way your job ends can change your end-of-service award from zero to the full amount. Here is how the Saudi Labor Law works, with real numbers. Read the article → 5 min read The cheapest way to send money home: fees vs exchange rate A zero-fee transfer is not always the cheapest. What matters is how much your family actually receives. Here is how to compare. Read the article → 5 min read A simple Ramadan budget: iftar, Zakat al-Fitr and Eid Ramadan is a month of worship, but also of extra spending. A little planning keeps the month calm and leaves enough for charity and Eid. Read the article → 6 min read Bringing your family to the Gulf: salary rules and yearly costs Living together is worth a lot, but residence fees, insurance and school add up. Here is what each Gulf country asks for and what it costs per year. Read the article → 5 min read Flat rate vs APR: how banks make loans look cheaper Most Gulf car and personal loans are advertised with a flat rate. It looks low, but the real yearly cost is almost double. Here is why, with numbers. Read the article → 6 min read How zakat works on savings, gold and salary Zakat is a pillar of Islam and a fixed share of your wealth for those in need. The rules are simpler than many people think. Read the article → 5 min read Overtime pay in the Gulf: what your employer must pay Every Gulf labour law requires extra pay for hours beyond the normal day. The rate, and whether it is on your basic or full salary, depends on the country. Read the article → 5 min read Buying gold in the Gulf: karats, making charges and a fair price Gold prices in the souq follow the world price every day, but what you pay also depends on the karat, the making charge and tax. Here is how to check the price. Read the article → 6 min read How to lower your electricity bill: 12 tips that work in the Gulf In a Gulf summer the air conditioner can use two thirds of your electricity. These tips cut the bill without making your home uncomfortable. Read the article →